Come to the Cove and enjoy the simple elegance of waterfront living. Beautiful, fully restored waterfront apartment community with spectacular views of Massalina Bayou. Featuring bright, airy 1 and 2 bedroom apartments that have been renovated to like new condition with gorgeous flooring, fresh paint, new lighting fixtures and new appliances. We are a pet friendly community with limitations so feel free to bring your well behaved dog or cat. The property features a swimming pool with massive live oaks and mature palms situated on a prominent bluff overlooking the shoreline and there's even a 22 slip marina so bring your boat. A background check is done on all tenants and we require a credit rating of 600 or more, a clean criminal background and no evictions. Gross income needs to be verified at 2.5 times the monthly rent. Application fee is $50, but only charged once the decision is made to make this your home. Pictures may not be exact unit.

RentalSource last checked: August 11, 2025 at 6:35 AM ET

Listed by: Leasing Agent

Property Summary

Property Type:	Apartment
Rental Fee:	$1,395
Bedrooms:	2 beds
Bathrooms:	1 baths

Size:	950 sqft
Pet Friendly:	Yes
Listing Status:	Active
ID:	81980781

Property Amenities

• Pet Friendly

• Waterfront Property

Community Features

• Boating

• Pool

Leasing Information

Photos are an example of similar units within the building, actual unit may vary. Availability and pricing can change daily and vary by lease term. Please contact us to schedule a showing.

Additional Details

Apartment for rent in Panama City for $1,395 with 2 beds, 1 bath, 950 sqft, pet friendly and located at 240 Harmon Ave #101 in Panama City, FL 32401. The rental price of $1,395 is 17.7% ($301) lower than the average rent of $1,696 for a 2 bedroom apartment in Panama City, FL and 18.1% ($308) lower than the average rent of $1,703 for a 2 bedroom apartment in Bay County. 240 Harmon Ave #101 was advertised today at 6:35 AM ET.

Affordability Calculator

Can I afford to live at 240 Harmon Ave #101?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

10% Recommended 50%

Move the slider to select the percentage of your monthly income you're comfortable spending on rent. Typically, it's advised to spend about 30% or less on housing.

Recommended income

$55,800 /year

With your chosen rent-to-income ratio, an annual income of $55,800 is recommended to comfortably afford this 2-bedroom rental priced at $1,395 per month.

For more information on rent affordability, visit our rent calculator or rent vs. buy calculator.

Apartment for rent

$1,395

Rent Affordability Calculator

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Leasing Agent

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