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410 8th St SE

Spencer, IA 51301 - Clay County

Apartment

1-2 beds

1 baths

About 410 8th St SE

The Banks is a new multifamily community bringing 30 modern apartment homes to the City of Spencer, opening in October 2026. Offering thoughtfully designed one- and two-bedroom apartments, The Banks combines contemporary finishes, functional layouts and a convenient location to provide comfortable, modern living in one of Spencer's most desirable areas. Pets considered with additional pet fee & pet rent. Eligible for $0 security deposit. Rent rates and availability are subject to change. Images, 3D tours and renderings of units may be similar to available units and do not necessarily represent the specific units available. For more information, contact Real Property Management Express. Professionally leased and managed by Real Property Management Express. Pet Friendly.

RentalSource last checked: June 12, 2026 · 3:34 PM ET

Managed by: The Banks · (712) 283-4142 · Appfolio

Listing data quality - We review listings daily to detect outdated, duplicate, or misleading information.

Property Summary

Property Type:	Apartment
Rental Fee:	$1,300
Bedrooms:	1-2 beds
Bathrooms:	1 baths

Size:	Inquire
Pet Friendly:	Yes
Listing Status:	Active
ID:	83198097

Property Amenities

• Pet Friendly

Unit Rates

Name	Beds	Baths	Sqft	Rent
1 Bed	1	1	-	$1,300
2 Beds	2	1	-	$1,300

Additional Details

Apartments for rent in Spencer for $1,300 with 1-2 beds, 1 bath, pet friendly and located at 410 8th St SE in Spencer, IA 51301. The rental price of $1,300 is 10.2% ($120) higher than the average rent of $1,180 for apartments in Spencer, IA. 410 8th St SE was advertised by The Banks by Real Property Management Express on March 7, 2026 at 11:23 AM ET and last updated yesterday at 3:34 PM ET.

Affordability Calculator

Can I afford to live at 410 8th St SE?

Bedrooms

1 bedroom

Rent-to-income ratio

30%

10% Recommended 50%

Move the slider to select the percentage of your monthly income you're comfortable spending on rent. Typically, it's advised to spend about 30% or less on housing.

Recommended income

$52,000 /year

With your chosen rent-to-income ratio, an annual income of $52,000 is recommended to comfortably afford this 1-bedroom rental priced at $1,300 per month.

For more information on rent affordability, visit our rent calculator or rent vs. buy calculator.

Apartment for rent

$1,300

Rent Affordability Calculator

Interested in 410 8th St SE?

Find out more about this property & see if it's available now.

Property managed by:

The Banks
(712) 283-4142

Avoid rental scams - Situations involving wire transfers or a landlord who can't meet you in person can be red flags.

Ask About 410 8th St SE

410 8th St SE, Spencer, IA 51301 - Apartment for Rent

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