About 2231 Oswego St

Welcome to this beautifully designed, brand-new Lennar home located in the thoughtfully planned community of Heritage at Carson Creek in El Dorado Hills. This residence offers a comfortable and modern living experience within a 55+ community, designed for convenience and ease of living. This single-story home features two bedrooms and two bathrooms, with an open-concept layout that seamlessly connects the kitchen, dining and living areas. The kitchen is appointed with quartz countertops, a spacious island, a large pantry and a five-burner range, perfect for both everyday living and entertaining. Brand-new appliances, including a refrigerator, washer and dryer, are included for added convenience. Stylish luxury vinyl plank flooring in modern tones runs throughout the main living areas, while soft carpeting in the bedrooms adds warmth and comfort. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual sinks and a large zero-entry, curbless shower featuring a bench and handheld showerhead. Enjoy indoor-outdoor living with large sliding glass doors that open from the kitchen and dining area to a private patio with recessed lighting and ample space for outdoor seating. Both the front and backyard are beautifully landscaped. Additional features include owned solar for energy efficiency and cost savings, new window coverings throughout and a two-car garage equipped with a pre-installed ChargePoint Ev charger. Located in a newly developed community with convenient access to local shopping, dining and outdoor recreation, this home offers a blend of modern amenities and comfortable living in a welcoming neighborhood....
Show more Community center includes a clubhouse, swimming pool, fitness center, tennis and pickleball courts, BBQ area and bocce ball. Utilities included: None. Owner pays solar and association dues. Restrictions: Non-smoking and No Pets. Applications are reviewed on a first-come, first-qualified, first-served basis for all completed applications. All applications are processed in compliance with Fair Housing Law. After reviewing our screening guidelines, we recommend driving by the home and then scheduling an appointment to view it. Applications are processed on a first come, first qualified, first served basis for completed applications. An application is complete when it includes All of the following: Completed application for all occupants 18 years of age or older. Application fees paid for each applicant. Verifiable ID such as a current and valid driver's license, photo ID card or passport. Copy of social security card (preferred) or W-2 or tax return with full Social Security Number listed. Each property has screening guidelines based upon a tier system. For each application, the following is required. One applicant not meeting criteria may be a reason for all applications being declined. Any bankruptcy must be discharged. A positive credit history with a minimum credit score criteria. For standard household pets, there is an annual charge of $35 for the first pet and $20 for any subsequent pets, paid to OurPetPolicy. There is no cost for indicating that there are no animals in the unit and there is no cost for assistance animals. Co-signers: We are not accepting cosigners at this time. Applicants with judgments or evictions will be declined (COVID-protected periods exempt). Approved applicants should be prepared to submit a holding deposit within 1 business day of approval. Applicants must be prepared to sign a lease and pay rent within 2 weeks of approval. All rental references are based on the owner's or management's first response. Any subsequent changes to the first response will not be given equal weight in the final determination. Tier 1. This property requires a Tier-1 application to qualify, which means: 1. Three years of good rental references or homeownership with no late payments. No evictions - no exceptions. 2. A minimum credit score of 750 on the Experian Credit Report with at least 3 years of positive credit history: No past due accounts, collections or judgments. Note: Credit reporting agencies weigh their scoring factors differently and scores vary between companies and whether the credit is a soft or hard pull. 3. Verifiable, combined, gross monthly income of at least 3X the monthly rent amount after deducting for estimated monthly payments based on the Experian credit report (Examples - payments for Credit cards, student loans, auto loans and mortgages). A. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant. B. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately. C. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.
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