Save on move-in costs. Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.
Step into this 2-bedroom, 1.5-bath sturdy brick apartment with a strong and durable exterior that is designed to stand the test of time. Featuring beautiful wooden floors and warm interiors filled with abundant natural light. The well-appointed eat-in kitchen comes with a refrigerator, stove, dishwasher with wooden cabinets and features a large pantry, along with a washer and dryer hook-up for your convenience. The spacious bedrooms are situated upstairs, providing a cozy retreat with plenty of closet space to meet all your storage requirements. This apartment comes with modern conveniences, including central heating and air conditioning, as well as electric heating, ensuring a comfortable living atmosphere. Pets that weigh up to 30 lbs are permitted. Conveniently located near city utilities, shops, and restaurants, and only a few minutes from town and Cane Creek Park, this apartment offers both comfort and convenience.
Only $875 Deposit. Washer & Dryer Rental Program. $99/month for a high-quality washer and dryer. One-time installation fee: $75. Repairs and maintenance are covered. Charges apply for damage or loss.
Availability Date. Move-in date may change depending on property condition or vacancy status.
Monthly Charges (in addition to base rent). Smarthome Automation.$20.95/month. Resident Benefits Package. $49.95.
Amenities. Central Heat and Air. Electric Heat. Refrigerator, Stove, Dishwasher. Washer and Dryer Hookup. Pet Friendly (30 lbs max) Section 8 NOT Accepted.
Lease Terms. 12-Month Lease: Base Rent.... 6-11 Months: +$100/month. Under 6 Months: +$250/month. Month-to-Month: +$250/month.
Mandatory Programs & Fees. $49.95. Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.
Smoking/Vaping Fee. $200 one-time (non-refundable) Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.
Utility Concierge Service (Optional) Utility Setup Fee. $175 one-time (non-refundable) Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.
Utility Service Admin Fee. $9.95/month. Charged for consolidated billing, service management, and ongoing utility coordination.
Billing Convenience. One simple bill. Receive one combined bill for rent and utilities with reminders and full transparency.
Pet Policy. Standard/Regular Breeds: $300 non-refundable fee per pet. $25/month for 1st pet; $10/month for each additional (max 3).
Restricted/Aggressive Breeds Not Allowed: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. No fees for ESA or Service Animals. Pet Application Fee: $30/pet (excluding ESA/Service Animals).
Application Requirements. Automatic Denials: Utility Collections - (can be rectified by paying balance with receipt). Landlord Collections - (can be rectified by paying balance with receipt). Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt) Drug Charges - (non-negotiable) Felonies/Misdemeanor (within the last 10 years) - (non-negotiable) Bankruptcies (within the last 5 years) - (non-negotiable).
Credit Requirements. If employed less than 1 year with current employer: 650+: Double Security Deposit. 600-649: 50% Risk Mitigation Fee. 550-599: 100% Risk Mitigation Fee. 500-549: 150% Risk Mitigation Fee. 499 and below or No credit history: May be approved with a qualified co-signer (minimum 650 credit score and income of at least 2.5x the monthly rent).
Heck. If employed more than 1 year with current employer: 600+: No Risk Mitigation Fee. 550-599: 50% Risk Mitigation Fee. 525-549: 100% Risk Mitigation Fee. 500-524: 150% Risk Mitigation Fee.
Income Requirement: Combined household income must be at least 2x the rent.
Note: A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.
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Property Summary
Property Type:
Apartment
Rental Fee:
$899
Bedrooms:
2 beds
Bathrooms:
1.5 baths
Size:
Inquire
Pets:
Cats & small dogs
Laundry:
In unit
Parking:
Inquire
Available:
Inquire
ID:
84630497
Amenities
•Washer/Dryer In Unit
•Air Conditioning
•Dishwasher
•Concierge
•Online Portal & Payments
•Refrigerator
•Storage
Additional Details
This 2-bedroom, 1.5-bathroom apartment at 540 W Stevens St #2 in Cookeville, TN 38501 rents for $899 a month. It is pet friendly. 540 W Stevens St #2 was advertised by Stevens Realty on October 21, 2026.
How the Rent Compares
At $899 a month, this apartment is below the typical rent for 2-bedroom apartments and condos in Cookeville (about $1,090).
Typical $1,090This home $899
$1,410
From 26 two-bedroom apartments and condos listed in Cookeville on RentalSource in November 2026: the scale holds eight in ten of them, and the shaded band the middle half.
$1,090Typical rent for 2-bedroom apartments and condos in Cookeville
The rent has dropped from $925 to $899 since October.
Rent history for this home, newest first
Date
Event
Rent
Change
October 24, 2026
Price change
$899−2.8%
−2.8%
These are listed prices. What renters actually paid may have been different.
Affordability Calculator
Can I afford to live at 540 W Stevens St #2?
Bedrooms
2 bedrooms
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Recommended income
$35,960 /year
With your chosen rent-to-income ratio, an annual income of $35,960 is recommended to comfortably afford this 2-bedroom rental priced at $899 per month.
