Landlord Resources
How to Get a Loan for a Rental Property
Rental property loans differ from traditional mortgages, needing larger down payments, higher interest rates, and reserves, often disregarding projected rental income.
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What to Know About
Life in Utica & Beyond
Utica shares many of the great qualities that make New York a desirable place to live.
New York state is known for its iconic skyscrapers, cultural diversity, and history. Visit notable museums, such as the Metropolitan Museum of Art, the American Museum of Natural History, and the Museum of Modern Art, to learn about the state's cultural heritage. New York is also home to prestigious universities like Columbia University, Cornell University, and New York University. The theater and art scene also thrive in New York, with world-renowned museums and performance centers in NYC like the Metropolitan Museum of Art, Lincoln Center, and Carnegie Hall.
From the breathtaking peaks of the Adirondack and Catskill Mountains to the scenic beauty of the Finger Lakes, outdoor enthusiasts will find plenty to explore. In terms of sports, New York is home to many professional teams like the New York Giants (NFL), Buffalo Bills (NFL), New York Rangers (NHL), New York Yankees (MLB), New York Mets (MLB), the New York Knicks (NBA), and Brooklyn Nets (NBA). In addition, embrace famous attractions like the Empire State Building, Statue of Liberty, Central Park, and Niagara Falls.
New York offers a high quality of life, a strong economy, and a rich cultural heritage, making it a great place to live.
Rental Market Trends
Utica, NY
As of June 2026, Utica's rental market is stable, offering a predictable rental market where most units lease within a few weeks. Utica's average rent is 21.5% ($464) lower than the New York average of $2,155 and 5.9% ($106) lower than the U.S. average of $1,797.
Average Rent
$1,691
Monthly ChangeMonth Over Month Change
0.7% ($12)
Yearly ChangeYear Over Year Change
7.3% ($133)
Avg. Days on MarketAverage Days on Market
41
| Unit Type | Average Rent | Monthly ChangeMonth Over Month Change | Yearly ChangeYear Over Year Change |
|---|---|---|---|
| 1 Bed | $1,489 | 2.7% ($41) | 6.5% ($103) |
| 2 Beds | $1,949 | 1.9% ($37) | 6.9% ($125) |
| 3 Beds | $2,264 | 3.9% ($86) | 7.1% ($150) |
| Nearby Cities | Average Rent | Avg. Rent vs. UticaAverage Rent vs. Utica | Avg. Days on MarketAverage Days on Market |
|---|---|---|---|
| Rome | $1,960 | 15.9% ($269) | 41 days |
| Vernon | $1,016 | 39.9% ($675) | 39 days |
| Bridgewater | $794 | 53% ($897) | 42 days |
Rental market trends are calculated using listing data from RentalSource.
Frequently Asked Questions
Utica Rental Market FAQs
Explore rental prices, market trends, and availability in Utica, NY.
The average rent in Utica, NY is $1,691 per month.
Apartments in Utica typically rent for between $1,042 and $2,943 per month, with an average of $1,691 per month.
In Utica, the average rent for a 1-bedroom apartment is $1,489 per month, for a 2-bedroom apartment, $1,949 per month, and a 3-bedroom apartment is $2,264 per month.
The average rent in Utica is 5.9% ($106) lower than the national average of $1,797 per month.
The average rent in Utica has increased by 0.7% ($12) in the last month and decreased by 7.3% ($133) over the past year.
The rental market in Utica, NY, is currently stable, offering a predictable rental market where most units lease within a few weeks.
In Utica, NY, the average rental stays on the market for approximately 41 days. While most properties are rented within this timeframe, factors like seasonality, demand, and property type can affect how quickly a rental leases.
There are currently 23 rental properties available in Utica, NY.
Based on the current averages, a household would need an annual income of $77,960 to comfortably afford a 2-bedroom apartment in Utica.
